:root {
  --ink: #102d31;
  --muted: #567074;
  --paper: #f5f8f6;
  --card: #ffffff;
  --deep: #0b2f35;
  --deep-2: #12464d;
  --mint: #43d3b2;
  --mint-soft: #dff8f0;
  --amber: #f5b84b;
  --amber-soft: #fff4d9;
  --danger: #c9504b;
  --line: #d7e2df;
  --shadow: 0 18px 50px rgba(10, 47, 53, .10);
  --radius: 22px;
  --max: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.62;
  -webkit-font-smoothing: antialiased;
}
button, input, select { font: inherit; }
a { color: inherit; }
img, svg { display: block; }
.container { width: min(calc(100% - 40px), var(--max)); margin-inline: auto; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 100; padding: 10px 14px; background: white; border-radius: 8px; }
.skip-link:focus { top: 16px; }
.sr-only { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

.site-header { background: var(--deep); color: white; position: relative; z-index: 20; }
.nav { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; gap: 11px; align-items: center; text-decoration: none; font-weight: 850; letter-spacing: -.02em; }
.brand-mark { width: 36px; height: 36px; display: grid; place-items: center; border-radius: 11px; background: var(--mint); color: var(--deep); }
.brand-mark svg { width: 22px; }
.nav-links { display: flex; align-items: center; gap: 26px; }
.nav-links a { text-decoration: none; font-size: .94rem; color: #d8e9e7; }
.nav-links a:hover, .nav-links a:focus-visible { color: white; }
.nav-cta { padding: 10px 16px; color: var(--deep) !important; background: var(--mint); border-radius: 999px; font-weight: 800; }
.menu-button { display: none; border: 0; background: transparent; color: white; padding: 8px; }

.hero { color: white; background: var(--deep); position: relative; overflow: hidden; padding: 88px 0 82px; }
.hero::after { content: ""; position: absolute; width: 520px; height: 520px; right: -150px; top: -180px; border-radius: 50%; border: 90px solid rgba(67, 211, 178, .08); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.12fr) minmax(380px, .88fr); align-items: center; gap: 72px; position: relative; z-index: 1; }
.eyebrow { margin: 0 0 14px; color: var(--mint); font-size: .82rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 850; }
h1, h2, h3 { line-height: 1.12; letter-spacing: -.035em; margin-top: 0; }
h1 { font-size: clamp(2.65rem, 6vw, 5.3rem); margin-bottom: 22px; max-width: 800px; }
h2 { font-size: clamp(2rem, 4vw, 3.35rem); margin-bottom: 18px; }
h3 { font-size: 1.25rem; }
.hero-copy { color: #d7e8e5; font-size: clamp(1.06rem, 2vw, 1.3rem); max-width: 670px; margin: 0 0 32px; }
.button-row { display: flex; align-items: center; flex-wrap: wrap; gap: 14px; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 9px; min-height: 48px; padding: 12px 19px; border: 1px solid transparent; border-radius: 13px; background: var(--mint); color: var(--deep); text-decoration: none; font-weight: 850; cursor: pointer; transition: transform .16s ease, box-shadow .16s ease; }
.button:hover { transform: translateY(-1px); box-shadow: 0 10px 25px rgba(0,0,0,.13); }
.button.secondary { color: white; background: transparent; border-color: rgba(255,255,255,.28); }
.button.outline { background: white; border-color: var(--line); color: var(--ink); }
.button.small { min-height: 40px; padding: 8px 14px; font-size: .92rem; }
.button.full { width: 100%; }
.microcopy { color: #aac6c2; font-size: .86rem; margin-top: 14px; }

.score-preview { background: white; color: var(--ink); padding: 28px; border-radius: 28px; box-shadow: 0 28px 80px rgba(0, 0, 0, .22); transform: rotate(1deg); }
.score-preview-head { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding-bottom: 18px; border-bottom: 1px solid var(--line); }
.score-preview-head p { margin: 0; color: var(--muted); font-size: .9rem; }
.mini-score { flex: 0 0 auto; display: grid; place-items: center; width: 76px; height: 76px; border-radius: 50%; background: conic-gradient(var(--amber) 0 58%, #e8efed 58%); position: relative; font-weight: 900; }
.mini-score::before { content: ""; position: absolute; width: 58px; height: 58px; border-radius: 50%; background: white; }
.mini-score span { position: relative; }
.preview-verdict { padding: 20px 0 10px; }
.preview-verdict span { display: inline-flex; background: var(--amber-soft); color: #795814; font-size: .8rem; font-weight: 850; padding: 5px 9px; border-radius: 999px; }
.preview-verdict h3 { font-size: 1.55rem; margin: 12px 0 7px; }
.preview-verdict p { margin: 0; color: var(--muted); }
.preview-list { list-style: none; padding: 0; margin: 18px 0 0; display: grid; gap: 10px; }
.preview-list li { display: flex; align-items: center; gap: 10px; font-size: .94rem; }
.preview-list li::before { content: ""; width: 9px; height: 9px; border-radius: 50%; background: var(--mint); box-shadow: 0 0 0 5px var(--mint-soft); }

.section { padding: 92px 0; }
.section.compact { padding: 64px 0; }
.section.white { background: white; }
.section.deep { background: var(--deep); color: white; }
.section-head { display: flex; align-items: end; justify-content: space-between; gap: 30px; margin-bottom: 38px; }
.section-head > div { max-width: 720px; }
.section-head p, .lead { color: var(--muted); font-size: 1.08rem; margin: 0; }
.deep .section-head p, .deep .lead { color: #bdd3d0; }
.kicker { color: #148a74; font-weight: 850; margin: 0 0 10px; }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.step-card, .feature-card, .guide-card { background: white; border: 1px solid var(--line); border-radius: var(--radius); padding: 25px; }
.step-card { position: relative; min-height: 220px; }
.step-number { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 13px; background: var(--mint-soft); color: #0a755f; font-weight: 900; margin-bottom: 32px; }
.step-card p, .feature-card p, .guide-card p { color: var(--muted); margin-bottom: 0; }
.pillars { display: grid; grid-template-columns: repeat(5, 1fr); gap: 14px; }
.pillar { border-left: 3px solid var(--mint); padding: 3px 10px 3px 16px; }
.pillar strong { display: block; font-size: 1rem; }
.pillar span { color: #bcd2cf; font-size: .85rem; }
.feature-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.feature-icon { width: 46px; height: 46px; border-radius: 14px; display: grid; place-items: center; background: var(--mint-soft); color: #08745f; margin-bottom: 20px; }
.feature-icon svg { width: 24px; }
.trust-strip { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.trust-item { padding: 26px; background: white; }
.trust-item strong { display: block; margin-bottom: 5px; }
.trust-item span { color: var(--muted); font-size: .9rem; }

.page-hero { background: var(--deep); color: white; padding: 68px 0 58px; }
.page-hero h1 { font-size: clamp(2.25rem, 5vw, 4rem); margin-bottom: 14px; }
.page-hero p { max-width: 760px; color: #c6dcda; font-size: 1.1rem; margin-bottom: 0; }
.breadcrumbs { margin-bottom: 18px; color: #9fbeba; font-size: .88rem; }
.breadcrumbs a { text-decoration: none; }

.diagnostic-shell { max-width: 880px; margin: 0 auto; }
.progress-wrap { margin-bottom: 22px; }
.progress-meta { display: flex; justify-content: space-between; align-items: center; color: var(--muted); font-size: .9rem; margin-bottom: 9px; }
.progress { width: 100%; height: 9px; background: #dce7e4; border-radius: 999px; overflow: hidden; }
.progress span { display: block; height: 100%; width: 20%; background: var(--mint); border-radius: inherit; transition: width .28s ease; }
.question-card { background: white; border: 1px solid var(--line); border-radius: 28px; padding: clamp(24px, 5vw, 46px); box-shadow: var(--shadow); }
.question-step[hidden], .result-panel[hidden], [hidden] { display: none !important; }
.question-count { color: #168a74; font-weight: 850; font-size: .85rem; margin: 0 0 10px; }
.question-card h2 { font-size: clamp(1.75rem, 4vw, 2.5rem); }
.question-intro { color: var(--muted); margin: -6px 0 28px; }
fieldset { border: 0; padding: 0; margin: 0 0 28px; }
legend { font-weight: 850; margin-bottom: 12px; }
.options { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.options.three { grid-template-columns: repeat(3, 1fr); }
.option { position: relative; }
.option input { position: absolute; opacity: 0; pointer-events: none; }
.option label { height: 100%; display: flex; flex-direction: column; gap: 3px; padding: 16px 17px; border: 1.5px solid var(--line); border-radius: 15px; cursor: pointer; transition: background .15s, border-color .15s, box-shadow .15s; }
.option label strong { line-height: 1.3; }
.option label span { color: var(--muted); font-size: .86rem; line-height: 1.38; }
.option input:checked + label { border-color: #16987e; background: var(--mint-soft); box-shadow: 0 0 0 3px rgba(67, 211, 178, .15); }
.option input:focus-visible + label { outline: 3px solid rgba(15, 116, 96, .28); outline-offset: 2px; }
.diagnostic-actions { display: flex; justify-content: space-between; gap: 14px; margin-top: 12px; }
.form-error { padding: 11px 14px; border-radius: 10px; background: #fff0ef; color: #9f3431; font-weight: 700; margin: 14px 0; }
.privacy-note { display: flex; gap: 10px; align-items: flex-start; margin-top: 20px; color: var(--muted); font-size: .85rem; }
.privacy-note svg { flex: 0 0 auto; width: 18px; margin-top: 3px; color: #168a74; }
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.form-field { display: grid; gap: 8px; }
.form-field strong { font-size: .92rem; }
.form-field strong span { color: var(--muted); font-weight: 500; }
.form-field input, .form-field select { width: 100%; min-height: 52px; padding: 0 14px; color: var(--ink); background: white; border: 1.5px solid var(--line); border-radius: 13px; }
.form-field input:focus, .form-field select:focus { border-color: #16987e; outline: 3px solid rgba(67,211,178,.16); }
.money-field { display: grid; grid-template-columns: 1fr auto; align-items: center; border: 1.5px solid var(--line); border-radius: 13px; overflow: hidden; background: white; }
.money-field input { border: 0; border-radius: 0; }
.money-field span { padding: 0 15px; color: var(--muted); font-weight: 800; }
.check-field { display: flex; align-items: center; gap: 12px; min-height: 78px; padding: 14px 16px; border: 1.5px solid var(--line); border-radius: 13px; cursor: pointer; align-self: end; }
.check-field input { width: 20px; height: 20px; accent-color: #16987e; }
.check-field span { display: grid; }
.check-field small { color: var(--muted); }

.loading { padding: 70px 20px; text-align: center; }
.spinner { width: 48px; height: 48px; border: 5px solid #dce8e5; border-top-color: var(--mint); border-radius: 50%; margin: 0 auto 18px; animation: spin .8s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
.result-grid { display: grid; grid-template-columns: 300px 1fr; gap: 22px; align-items: start; }
.score-card, .verdict-card, .action-card, .breakdown-card { background: white; border: 1px solid var(--line); border-radius: 22px; padding: 24px; }
.score-card { text-align: center; position: sticky; top: 20px; }
.score-ring { --score: 50; width: 176px; height: 176px; margin: 6px auto 17px; display: grid; place-items: center; border-radius: 50%; background: conic-gradient(var(--mint) calc(var(--score) * 1%), #e4ece9 0); position: relative; }
.score-ring::before { content: ""; position: absolute; width: 138px; height: 138px; border-radius: 50%; background: white; }
.score-value { position: relative; font-size: 2.7rem; font-weight: 900; letter-spacing: -.05em; }
.score-value small { font-size: .95rem; color: var(--muted); }
.score-label { font-weight: 850; }
.score-help { color: var(--muted); font-size: .85rem; margin: 4px 0 0; }
.exposure-row { display: flex; justify-content: space-between; gap: 10px; border-top: 1px solid var(--line); padding-top: 16px; margin-top: 18px; font-size: .9rem; }
.exposure-row strong { color: #986c10; }
.result-main { display: grid; gap: 16px; }
.verdict-badge { display: inline-flex; padding: 6px 10px; border-radius: 999px; background: var(--amber-soft); color: #7b5710; font-size: .8rem; font-weight: 900; }
.verdict-card h2 { font-size: clamp(1.8rem, 4vw, 2.7rem); margin: 15px 0 10px; }
.verdict-card p { color: var(--muted); margin: 0; }
.result-numbers { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin-top: 20px; }
.result-numbers div { padding: 14px; border-radius: 13px; background: #f1f7f5; }
.result-numbers span { display: block; color: var(--muted); font-size: .82rem; }
.result-numbers strong { font-size: 1.15rem; }
.reason-list { margin: 12px 0 20px; padding-left: 20px; color: #38575b; }
.reason-list li + li { margin-top: 8px; }
.actions-title { margin: 16px 0 0; }
.action-card { display: grid; grid-template-columns: 42px 1fr auto; gap: 15px; align-items: start; }
.action-index { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 13px; background: var(--mint-soft); color: #08745f; font-weight: 900; }
.action-card h3 { margin: 2px 0 6px; }
.action-card p { margin: 0; color: var(--muted); font-size: .94rem; }
.action-cost { white-space: nowrap; color: var(--deep); background: #eef5f3; padding: 5px 9px; border-radius: 9px; font-size: .82rem; font-weight: 850; }
.action-link { display: inline-block; color: #08745f; font-weight: 800; text-decoration: none; margin-top: 8px; font-size: .9rem; }
.breakdown { display: grid; gap: 13px; }
.breakdown-row { display: grid; grid-template-columns: 120px 1fr 48px; align-items: center; gap: 10px; font-size: .88rem; }
.breakdown-bar { height: 8px; background: #e5ecea; border-radius: 999px; overflow: hidden; }
.breakdown-bar span { display: block; height: 100%; background: var(--mint); border-radius: inherit; }
.caveat { border-left: 3px solid var(--amber); padding: 5px 0 5px 14px; color: var(--muted); font-size: .86rem; }

.guide-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.guide-card { display: flex; flex-direction: column; }
.guide-card .tag { align-self: flex-start; padding: 4px 8px; border-radius: 999px; color: #0a755f; background: var(--mint-soft); font-size: .75rem; font-weight: 850; }
.guide-card h2, .guide-card h3 { font-size: 1.25rem; margin: 14px 0 8px; }
.guide-card a { color: #08745f; font-weight: 850; text-decoration: none; margin-top: auto; padding-top: 18px; }
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr) 280px; gap: 54px; align-items: start; }
.article { background: white; border: 1px solid var(--line); border-radius: 24px; padding: clamp(24px, 5vw, 50px); }
.article h2 { font-size: 1.8rem; margin-top: 42px; }
.article h3 { margin-top: 30px; }
.article p, .article li { color: #38575b; }
.article a { color: #08745f; font-weight: 700; }
.callout { background: var(--mint-soft); border-radius: 16px; padding: 18px 20px; margin: 26px 0; }
.callout.warning { background: var(--amber-soft); }
.article-sidebar { position: sticky; top: 24px; display: grid; gap: 14px; }
.sidebar-card { background: white; border: 1px solid var(--line); border-radius: 18px; padding: 20px; }
.sidebar-card p { color: var(--muted); font-size: .9rem; }
.legal { max-width: 850px; }
.legal h2 { font-size: 1.55rem; margin-top: 40px; }
.legal p, .legal li { color: #3d5b5f; }

.cta-band { background: var(--mint); color: var(--deep); border-radius: 28px; padding: 40px; display: flex; justify-content: space-between; align-items: center; gap: 30px; }
.cta-band h2 { font-size: clamp(1.7rem, 4vw, 2.6rem); margin-bottom: 8px; }
.cta-band p { margin: 0; color: #20585a; }
.cta-band .button { background: var(--deep); color: white; flex: 0 0 auto; }
.site-footer { background: #08272c; color: white; padding: 56px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 50px; }
.footer-grid p { color: #aec7c4; max-width: 420px; }
.footer-links { display: grid; gap: 8px; align-content: start; }
.footer-links strong { margin-bottom: 6px; }
.footer-links a { color: #c8dad8; text-decoration: none; font-size: .92rem; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); margin-top: 40px; padding-top: 20px; color: #8eb0ac; font-size: .83rem; display: flex; justify-content: space-between; gap: 20px; }

:focus-visible { outline: 3px solid rgba(67, 211, 178, .55); outline-offset: 3px; }
@media (max-width: 900px) {
  .hero-grid, .result-grid, .article-layout { grid-template-columns: 1fr; }
  .hero-grid { gap: 42px; }
  .score-preview { max-width: 620px; transform: none; }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .pillars { grid-template-columns: repeat(2, 1fr); }
  .feature-grid, .guide-grid { grid-template-columns: repeat(2, 1fr); }
  .score-card, .article-sidebar { position: static; }
  .score-card { display: grid; grid-template-columns: auto 1fr; align-items: center; text-align: left; gap: 20px; }
  .score-ring { width: 136px; height: 136px; margin: 0; }
  .score-ring::before { width: 105px; height: 105px; }
  .exposure-row { grid-column: 1 / -1; }
}
@media (max-width: 700px) {
  .container { width: min(calc(100% - 28px), var(--max)); }
  .nav { min-height: 68px; }
  .menu-button { display: block; }
  .nav-links { display: none; position: absolute; left: 14px; right: 14px; top: 62px; background: #12464d; border: 1px solid rgba(255,255,255,.12); border-radius: 16px; padding: 16px; flex-direction: column; align-items: stretch; gap: 8px; box-shadow: var(--shadow); }
  .nav-links.open { display: flex; }
  .nav-links a { padding: 9px; }
  .nav-cta { text-align: center; }
  .hero { padding: 62px 0 58px; }
  .hero-grid { grid-template-columns: 1fr; }
  h1 { font-size: 2.65rem; }
  .section { padding: 68px 0; }
  .section-head { display: block; }
  .steps, .feature-grid, .guide-grid, .trust-strip, .footer-grid { grid-template-columns: 1fr; }
  .pillars { grid-template-columns: 1fr; gap: 20px; }
  .options, .options.three { grid-template-columns: 1fr; }
  .form-grid, .result-numbers { grid-template-columns: 1fr; }
  .question-card { border-radius: 20px; }
  .diagnostic-actions .button { flex: 1; }
  .action-card { grid-template-columns: 38px 1fr; }
  .action-cost { grid-column: 2; justify-self: start; }
  .score-card { grid-template-columns: 115px 1fr; }
  .score-ring { width: 110px; height: 110px; }
  .score-ring::before { width: 84px; height: 84px; }
  .score-value { font-size: 2rem; }
  .breakdown-row { grid-template-columns: 96px 1fr 40px; }
  .cta-band { padding: 28px; display: block; }
  .cta-band .button { margin-top: 22px; width: 100%; }
  .footer-bottom { display: block; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; transition-duration: .01ms !important; }
}